Independent Merchant Services: Get the Best Card Payment Rates Today

Explore our payment solution providers that offer you the most competitive rates in the industry. Use IMS to help you streamline your payment processes and enhance your business efficiency.

Complete this form to get America's Best Rates on Card Payment Processing

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Connect with IMS for Tailored Payment Solutions

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251 Little Falls Drive, Wilmington, New Castle, 19808

Reach Out for Expert Guidance and Independent Advice

Why Choose IMS Among Merchant Account Providers?

Independent merchant services means independent, unbiased help comparing merchant service providers across different providers, so your business can find the most competitive merchant services without the comparison company processing payments itself. At IMS, we help small to large UK businesses that take card or electronic payments – in person, online or by phone – compare processing fees, merchant account providers, payment gateways, contract terms and hidden charges, so you can choose a payment setup that fits your business to accept payments and accept electronic payments across card payments, online payments and in person payments, avoid overpaying or being tied into an unfavourable contract, and understand that a merchant account is a type of bank account that temporarily holds funds from approved transactions before settlement into your business’s regular bank account. Some contracts may lock businesses into long-term agreements, so looking beyond headline rates, small print, transaction fees and overall pricing is important to avoid hidden charges and find a better deal. A payment gateway securely captures customer payment information and transmits payment data so providers can process payments, and some companies bundle gateways with merchant accounts. Reviewing your charges regularly can help identify hidden fees, and reviewing your current fees can lead to savings. PCI compliance is mandatory for businesses accepting card payments, helps protect cardholder data and prevent fraud, and non-compliance can lead to fines.

Our team provides personalised support, tailored advice and practical guidance on rate comparisons, POS and online payment options, and better-fit payment solutions to help streamline payments and reduce costs, with key features assessed around support, security and fit for your volume and channel needs. Providers also support credit and debit cards and use technology and security to handle transactions reliably, which matters for the customer experience.

Common Questions About Contacting IMS

Find answers to your questions about reaching out to IMS for your payment solutions.

How can I contact IMS for a consultation?

The quickest way is to reach us via email. You can contact IMS for a free rate audit to help secure the best rates and compare quotes from 90% of UK providers for your business. Independent merchant services often mean faster approval and setup, and many providers offer dedicated support teams that benefit the customer. IMS also works with a wide range of clients.

What information should I prepare before contacting IMS?

Have your business details, current payment processing setup, and any specific requirements ready to help us assist you better.

What are the business hours of IMS?

Our team is available Monday to Friday, from 9 AM to 6 PM EST, to address your inquiries.

Ready to Optimize Your Payment Solutions?

Contact IMS today to discover how our expert advice and competitive quotes can help you compare merchant service providers for small businesses, online businesses, and larger companies that need tailored solutions. Independent merchant services can give you access to flexible contract terms, faster funding, and direct access to multiple acquiring banks, including the uk’s leading acquiring banks.

If you need payment services that support global payments, international transactions, and local payment methods, it also helps to compare providers that can accept payments in multiple currencies and let customers pay by credit and debit cards. Some businesses also need options for in store and e commerce activity, such as PayPal to accept payments from a global user base, Square card readers, Adyen for omnichannel sales, or Checkout.com for direct acquiring. EPOS integrations can link card terminals to existing systems, support real-time tracking of sales and payments, enable click and collect, and help manage inventory and staff performance data.

Some merchant service providers offer additional services beyond core processing, and some offer additional services like hardware support, so compare the full benefit rather than rates alone.